Specialized financing solutions for residential, construction, and investment properties — serving American and Brazilian clients throughout Florida with expertise and care.
From first home purchases to complex construction loans and foreign national financing, we structure the right deal for you.
Conventional, FHA, VA, and USDA loans for primary residences and vacation homes. Competitive rates and fast approvals throughout Florida.
Learn More →Ground-up construction financing, lot loans, and construction-to-permanent loans. Specialized expertise for builders and developers.
Learn More →DSCR loans, multi-family financing, and portfolio lending for real estate investors seeking to grow their rental portfolios.
Learn More →Specialized financing for international buyers and Brazilian investors. ITIN, LLC-held properties, and FIRPTA guidance included.
Learn More →Rate-and-term and cash-out refinancing solutions to lower your monthly payment or access your home's equity strategically.
Learn More →Business entity mortgage solutions for investors holding properties through LLCs. Customized structures for asset protection.
Learn More →As a Brazilian-American licensed mortgage loan officer based in Winter Garden, FL, I bring a unique perspective to real estate financing — understanding both the American market and the needs of Brazilian investors navigating it.
My background in real estate investment and capital structuring means I don't just process loans — I help clients understand the strategy behind each decision, from construction financing to multi-property portfolios.
I speak Portuguese, English, and Spanish, allowing me to serve a diverse clientele with clarity and confidence at every step of the process.
We guide you through every step, making complex financing simple and transparent.
We discuss your goals, financial situation, and the best loan products for your needs.
We collect documents and issue your pre-approval letter quickly and efficiently.
Our team handles underwriting, appraisals, and coordinates with all parties.
Sign your documents and receive the keys. We'll be there every step of the way.
Adjust the fields to explore loan scenarios. Contact us for a personalized quote.
Loan Parameters
Indicative rate · Confirm with your MLO
Payment Breakdown
Est. Monthly Payment
Principal + Interest + Tax + Insurance
Principal vs. Total Interest
This calculator provides estimates for illustrative purposes only and does not constitute a loan commitment. Rates are indicative and subject to change. Contact FR Realty Capital for an official quote.
Whether you're buying your first home, expanding your portfolio,
or financing a new construction project — we're here to help.